Associations

The SBFA is a non-profit advocacy organization dedicated to ensuring Main Street small businesses have access to the capital they need to grow and strengthen the economy. The SBFA’s mission is to educate policymakers and regulators about the technology-driven platforms emerging in the small business lending market and how our member companies bridge the small business capital gap using innovative financing solutions.

Founded in 1944, the Secured Finance Network (formerly the Commercial Finance Association) is an essential resource for all organizations and professionals who deliver and enable secured finance to businesses. The hub of a vibrant community, SFNet brings together the people, data, knowledge, tools, and insights that put capital to work.

The BBA is the leading trade association for the UK banking sector with 200 member banks headquartered in over 50 countries with operations in 180 jurisdictions worldwide. Eighty per cent of global systemically important banks are members of the BBA. As the representative of the world’s largest international banking cluster the BBA is the voice of UK banking.

Small and Medium Enterprises Development Authority - SMEDA, Premier institution of the Government of Pakistan under Ministry of Industries & Production. SMEDA was established in October 1998 to take on the challenge of developing Small & Medium Enterprises (SMEs) in Pakistan. With a futuristic approach and professional management structure it has focus on providing an enabling environment and business development services to small and medium enterprises. SMEDA is not only an SME policy-advisory body for the government of Pakistan but also facilitates other stakeholders in addressing their SME development agendas.

KARANDAAZ Pakistan, a Section 42 company established in August 2014, promotes access to finance for micro, small and medium - sized businesses through a commercially directed investment platform, and financial inclusion for individuals by employing technology enabled solutions. The company has four verticals.

Akhuwat is the world’s largest Islamic micro-finance organization. Since 2001, Akhuwat has been working for poverty alleviation by empowering socially and economically marginalized segments of the society through its various poverty alleviation projects. Akhuwat aims to alleviate poverty by creating a bond of solidarity between the affluent and the marginalized. Our goal is to develop and sustain a social system based on mutual support. Akhuwat not only helps and support the poor to become self-reliant but combined with their own hard work enable them to escape the clutches of poverty.

House Building Finance Company Limited (HBFC) is the only housing finance institution in Pakistan, established in 1952 by the Government of Pakistan. It was corporatized in 2007 and is now an unlisted public limited company. State Bank of Pakistan (SBP) and Government of Pakistan (GoP) jointly hold the capital of HBFC with 90.31% and 9.69% shareholding respectively. HBFC provides financing facilities for construction and purchase of houses through its deep rooted and national footprint of 51 Branches, 7 Area offices, 3 Regional offices and Head Office based in Karachi.